Question 1

Do we own the source code?

Accepted Answer

Yes. Under the AppDevs Finance model you receive the application source code for the platform you deploy, and your engineers can read, modify, and extend it under the terms of the engagement.

Question 2

Can we deploy in our own cloud?

Accepted Answer

Yes. The platform runs in your own AWS, GCP, or Azure account, or your own data centre. See the Platform page for the deployment models on offer.

Question 3

How is this different from a white-label platform?

Accepted Answer

You hold the source code and the deployment. You select your own KYC, banking, and card providers rather than choosing from a vendor list, and your roadmap is not queued behind another company's backlog.

Question 4

How is this different from custom development?

Accepted Answer

Ledger, accounts, transaction handling, admin tooling, and mobile applications already exist and run in production elsewhere. The engagement is your business model, not commodity financial plumbing built from zero.

Question 5

Can AppDevs help us obtain a financial licence?

Accepted Answer

No. AppDevs does not provide licensing advice or act as a regulatory sponsor. Licensing and regulatory relationships remain yours or your regulatory partner's responsibility.

Question 6

Can AppDevs provide BaaS or sponsor banking?

Accepted Answer

No. AppDevs integrates with the sponsor bank or BaaS provider you choose, but does not act as one itself.

Question 7

What do we remain responsible for?

Accepted Answer

Licensing, legal compliance, banking relationships, provider contracts, business operations, internal approvals, and regulatory reporting, unless separately agreed in writing.

Question 8

How long does implementation take?

Accepted Answer

It depends on scope, integrations, regulatory readiness, and customization. AppDevs does not publish a universal timeline, because a number that ignores your provider approvals would not be a real commitment.

Question 9

What happens after launch?

Accepted Answer

Managed maintenance, SLA support, or a dedicated squad continues the roadmap, and you set the priorities and the product stays yours to direct.

Question 10

Why should we trust a company known for marketplace products?

Accepted Answer

Because the marketplace track record is the validation, not the liability. AppDevs products, including wallets, remittance, banking, and card platforms such as QRPay, XRemit, Walletium, and iBanking, have been bought and run in production by businesses worldwide for years. That volume is what proved the foundations. AppDevs Finance packages those production-proven foundations with the engineering team that built them: implementation, hardening, provider integration, and maintenance. These are the parts marketplace distribution alone never included.

Question 11

Is the platform PCI DSS certified?

Accepted Answer

AppDevs does not hold formal security certifications today and will not claim otherwise. Card flows are engineered so that primary account numbers stay with your certified issuing and acquiring providers through tokenized integrations, and the platform works with tokens and references instead of raw card data, which keeps your own PCI DSS scope contained. Every engagement includes security hardening, encryption in transit, role-based access control with action logging, and support for the external audits and penetration tests you commission.

Question 12

How is pricing determined?

Accepted Answer

Platform licence, implementation, customization, integrations, infrastructure, security, and ongoing support are priced separately so you can see what each part costs.

Question 13

Can AppDevs migrate our existing platform?

Accepted Answer

Yes, via the Platform Modernization engagement: a current-state assessment and migration roadmap, architecture redesign, data migration, interface modernization, integration rebuild, and a controlled cutover with rollback planning.

What buyers ask before the first call.

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